How does credit card cloning work?
Credit
card cloning (also known as skimming) is a form of credit card fraud in which a
criminal gains unauthorized access your credit card information. There
are many ways this type of fraud could occur, but the most common one is
skimming.
Skimming
refers to a technique in which criminals place a small device on a point of
sale (POS) machine such as an ATM, gas pump or gas pump that captures the
magnetic strip data from a credit card's magnetic strip when it is inserted/swiched. Skimming
devices are often disguised so that they look normal and easy to spot.
Card-reading
malware is another way credit card cloning could occur. This
malware can be downloaded to a mobile or computer and used to steal credit card
information. It can also be used to Order Cloned Credit Cards For Sale in USA or fill out forms on
websites.
The
malware or skimmer then uses the information to create a copy of the credit
card or clone it. The cloned credit card can
then be used for unauthorized purchases and withdrawals from ATMs.
Credit
card cloning can be prevented by consumers being cautious when they use their
credit cards at POS machines and online. It is a good
idea to watch the POS machine, make sure no other devices are on it, and if you
find any suspicious items, do not use that machine.
It
is recommended that you regularly review your bank statements and, if
suspicious transactions are found, notify the bank immediately. It's
also recommended that you use security software that can detect card-reading
malware and prevent it from being transmitted to a mobile device or computer.
A
credit card equipped with a chip is another way to protect yourself. This makes
it more difficult for criminals to steal card information. They need different
technology to do this.
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